All transfer transactions

Keep in mind here is:

ALL transfer transactions, both between different banks, or banks that everything remains dependent with gateway or a server, the account in a bank are the same, or different, is very-very reasonable in case of delay, the transaction fails, the transaction's double, can't access your account data, and others, because the server was down.

However, the temans, usually it only takes a few seconds only, in one day is very likely a server experiencing an interruption, the duration of only a few seconds, it is still classified natural kok, if experienced it, wait a moment and then repeat the transaction to us. Not have worried well;)

Types of transfers could be divided into:

1. bank transfers between bank accounts are the same, also known as balance transfer, to the national bank is almost all done online Yes, either from an atm, ibanking, mbanking.

2. Transfer between accounts with different banks, well that's often give rise to various incidents

Currently there are several ways to transfer, but scr outline a transfer transaction can be divided into online (go to the destination account), delay of clearing/skn (national clearing system, RTGS/Real Time Gross Settlement, so it's a kind of clearing but is accelerated because the solution is done individually per transaction, later discussed one-on-one well

-Online transactions: it means the funds will be delivered later will go to the destination account so the sender of the funds of completed transaction. Could use an atm, m-banking or internet banking.

Atm:

Interbank Transfer it's easy, it's important to be understood is in banks anywhere there is already a system in such a way that will not allow a number of funds in no man's land, so for example there is a transaction that fails, the account balance we've terdebet (reduced), but then confirmed to the destination account, the Fund has not yet entered, while we are transacting through atm/transaction online. What should I do?

a. banks do wait until the end of day process

b. If the Fund has still not entered into the rek. Purposes, contact the SENDER BANK CS Yes, or if it is not usually a maximum of 2 days later, a number of funds that failed to send earlier will go back to the sender's account, his bank officers, usually its customers ditelfon create a confirmed, but not have to worry about, the Fund will not lost his bank ato taken together ...

How to Transact between banks with ATM machines: facilities

Before the transaction, check the sender's account in advance of funds by rek. The purpose is in one network or not, check the logos that appear on the atm card Yes

Nah kalo already there must have been in an atm network, then the transaction through an atm very able and easy to do. Then just follow the instructions from the atm machine.

For example the account I want to send to the BCA Bank Syariah Mandiri, after a check on both of them turned out to be in owh network atm prima, no problemo, lets do it

-Go to bca atm, enter the menu TRANSFER, direct select: TRANSFER to Rek. Otherwise, the next in the screen of the atm machine is already there, just follow the steps.

-Later orders enter the BANK CODE, does it? Every bank in a country has a code of each of the 3-digit number, which will facilitate information, if the atm asked the bank code and we do not know, can see the list of bank codes we transfer purposes, so for the above example code bank BSM is 451

-REFERENCE NUMBER (maximum 4 digits), don't confuse a reference number when prompted, at the atm machine only allows us to send information to the figures, the number refernesi is just a kind of password or message from the sender of the funds to the recipient of the funds, in a transaction i-banking, cash in teller transactions selor, right we can get you a description, such as for payment of 2 bags of the child, etc.. nah kalo in atm machine krn ga support writing letters, instead is a reference number, so the number is up to aja, allowed 3030, 111, ato any maximum 16 characters/digits, if we do not want the content, the skip/bisa kok dilewatin aja.

-Easy banget Udah kan, send money between banks with ATM, and his funds will also be delivered online or in real time.

-Some of the things that often occur when transacting with atm (valid for inter-bank atopun same bank):

a. a paper receipt, not out, there was no warning the paper runs out, usually extemporaneous unfinished transactions, our blm manages the transfer of meaning. Immediately ask to rek. Purpose or check our mutation balance

b. the words: "for the current transaction cannot be processed" means it's going down the server, the network is busy, overload and others. Do not simply gave up and convicting gak bisa yah;). wait a few moments, 5-10 minutes and try again.